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Disclaimer

This document is issued by LiKa Consultancy Limited, solely for information purposes and for the recipient’s sole use and shall not be further transmitted to third parties. LiKa Consultancy limited does not assume responsibility for, nor make any representation or warranty (express or implied) with respect to the accuracy or the completeness of information contained in or omissions from this document. None of LiKa Consultancy Limited and their affiliates or any of their directors, officers, employees,advisors or representatives shall have any liability whatsoever (for negligence or misrepresentation or in tort or under contract or otherwise) for any loss howsoever arising fro any use of information presented in this document or otherwise arising in connection with this document. This document may not be reproduced either in whole or in part, without the written permission of LiKa Consultancy Limited. This document is not a prospectus and the information contained herein should not be construed as offer or invitation to enter into any type of financial transaction, nor an act of distribution, a solicitation or an offer to sell or buy any invest ment product in any jurisdiction in which such distribution, offer or solicitation may not be lawfully made. LiKa Consultancy Limited acts as an agent when recommending or distributing investment products. The product issuer is not affiliate of LiKa Consultancy Limited. LiKa Consultancy Limited is an independent intermediary because i) we do not receive fees, commission or any other monetary benefits, provided by any party in relation to our distribution of any investment product to you, and ii) we do not have any close links or other legal or economic relationship with product issuers or receive any non-monetary benefits from any party, which are likely to impair our independence to favour any particular investment products, any class of investment products or any product issuers. Neither us nor our group related companies shall benefit from product origination or distribution from the issuers or providers, whether in jmonetary or non-monetary terms. We do not provide any discount of fees and charges.